January 27, 2021

Looking for the Coles notes version click hereAre you loving the newfound freedom and flexibility that working from home has given you? Wish that you could work from home forever? Be careful on what you wish for.The PositivesSince the onset of Covid-19 many white-collar workers have been working from home. In fact, the trend started

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January 26, 2021

Canadian Real Estate Markets continues it’s upward trend Last Friday I posted a chart showing how absolutely astounding the Canadian Real Estate Market has really been. According to the US Federal Reserve,the Canadian Real Estate market grew 25 x faster than did it’s US counterpart.The exuberance Canadians have for their real estate has led to

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March 6, 2019

No Home Ownership Issues in Canada A new RBC report suggests Canadians may not be facing home ownership owes after all. In fact according to the report Canada has one of the highest home ownership levels amongst the worlds most advanced economies. “And the proportion of all Canadian households who own a home is one of the

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March 4, 2019

Keep a close eye on the banks’ Loan Loss ProvisionsThis weeks bank earnings reports werr full of surprises, and not the kind the jolly old guy dressed in red brings you in December. No, this weeks bank earning reports were more like the surprise you get after opening your bonus payslip and notice how little

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February 26, 2019

Bill Morneau & Carolyn Rogers: Differing Opinions on Stress TestBank of Canada & OSFI: Differing Views on Stress TestSo this is interesting, but because it involves Government, not at all surprising. Unless you have been living under a rock lately you have probably heard of the Mortgage Stress Test, introduced last January 2018. The stress test

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